Ellinas Finance Public Company Ltd (ELF), founded in 1992, is one of Cyprus’ longest-standing non-bank financial institutions. Positioned between traditional banking and alternative finance, the Company provides agile, asset-backed financial solutions for individuals and businesses. Supervised by the Cyprus Securities and Exchange Commission (CySEC) and the Central Bank of Cyprus, ELF operates using its own capital and bond issuances without public deposits. The Company follows a conservative business model that ensures fast and flexible execution. 

ELF has over 30 years of experience in alternative financing, managing a personal and business loan portfolio exceeding €25 million, annual factoring invoices over €20 million, and facilitated more than €165 million in money transfers over the past three years. The Company has maintained a consistent dividend policy since 2018, paying approximately six percent of the nominal value, and has a current market capitalization of €7.5 million.